GUIDES

Learn how the math works

Explore clear explanations and examples before using our calculators.

Product Profit Calculator explained

Analyze product costs, shipping, marketplace fees and profit.

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Markup vs Margin Calculator explained

Calculate markup, gross margin and a target selling price.

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Break-Even Calculator explained

Estimate the sales units needed to cover fixed costs.

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Discount Calculator explained

Work out sale prices and total savings.

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Sales Tax Calculator explained

Add or remove an entered sales tax or VAT rate.

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Unit Converter explained

Convert length, mass, area and volume.

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Dimensional Weight Calculator explained

Estimate shipping billable weight from parcel measurements.

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Percentage Change Calculator explained

Find the percentage increase or decrease.

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Tip & Bill Split Calculator explained

Enter the bill, tip percentage and number of people to see the tip, total bill and what each person pays.

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Loan Payment Calculator explained

Estimate fixed monthly loan payments.

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Compound Interest Calculator explained

Explore interest compounding and recurring deposits.

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ROI Calculator explained

Calculate return on total investment costs.

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Word & Character Counter explained

Count words, characters, paragraphs and reading time.

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Text Case Converter explained

Transform text capitalization in your browser.

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JSON Formatter & Validator explained

Format and validate JSON without uploading it.

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Excel / CSV Chart Maker explained

Paste spreadsheet cells or import CSV to make bar, line and scatter charts, then download SVG or PNG.

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Rounding & Significant Figures Calculator explained

Round to decimal places, significant figures or a multiple using different rounding rules.

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Accounting Ratio Calculator explained

Calculate liquidity, leverage and profitability ratios from financial statements.

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Math Equation & Symbol Editor explained

Build a LaTeX equation, preview it and copy mathematical symbols into documents.

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CSV to JSON Converter explained

Paste or import CSV and convert to structured JSON arrays in your browser.

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JSON to CSV Converter explained

Turn an array of JSON objects into a downloadable CSV table.

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CSV / TSV Converter explained

Convert comma-separated and tab-separated data without uploading it.

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CSV Duplicate Row Remover explained

Remove repeated CSV rows while retaining the first row of column headings.

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Code Formatter for JSON, XML, HTML & CSS explained

Validate and beautify JSON, XML and common markup in your browser.

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Base64 Encoder & Decoder explained

Convert UTF-8 text to Base64 and decode it locally.

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JSON Syntax Validator explained

Validate JSON syntax and show errors.

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JSON Tree Parser explained

Explore JSON objects and arrays.

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JSON Type Converter explained

Convert JSON string values safely.

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QR Code Generator explained

Create colorful QR codes and download PNG or SVG.

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Password Generator explained

Generate a strong random password.

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Image Compressor explained

Compress JPG, PNG or WebP photos locally.

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Image Resizer explained

Change image dimensions in pixels.

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Image Format Converter explained

Convert between JPG, PNG and WebP.

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Merge PDF Files explained

Combine PDF documents into one file.

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PDF Split and Page Extractor explained

Extract selected pages from a PDF.

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HEX RGB HSL Color Converter explained

Convert CSS color values and copy them.

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UUID v4 Generator explained

Generate random UUID identifiers.

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Days Between Dates Calculator explained

Calculate calendar days between dates.

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Combine JPG & PNG Images into One PDF explained

Arrange your images in page order, choose a page size and download a single PDF.

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PDF to JPG / PNG Converter explained

Render selected PDF pages into downloadable JPG or PNG images.

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Image Cropper explained

Crop JPG, PNG or WebP images to exact pixels or common aspect ratios.

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Favicon Generator explained

Create a multi-size favicon.ico for websites from an image.

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HEIC to JPG Converter explained

Convert supported iPhone HEIC/HEIF photos into JPEG files locally.

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Aspect Ratio Calculator explained

Calculate and simplify width-to-height ratios for images and videos.

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Percentage Calculator explained

Calculate percentages, increase, decrease and percentage of a total.

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Age Calculator explained

Calculate age in years, months and days as of any date.

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Time Zone Converter explained

Convert a local meeting time between world regions with DST rules.

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Free Invoice Generator explained

Make a customizable invoice with line items, tax and PDF download.

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Online Timer / Stopwatch explained

Start a countdown or stopwatch with pause, reset and laps.

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Regex Tester Online explained

Test regular expressions with highlighted matches, groups and positions.

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Salary to Hourly Calculator explained

Convert annual, monthly or weekly salary into hourly pay.

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CAGR Calculator explained

Calculate the compound annual growth rate from start and end values.

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Unix Timestamp Converter explained

Convert Unix seconds or milliseconds to a readable UTC date.

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JSON Diff / Compare explained

Find added, removed and modified paths in two JSON documents.

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Wi-Fi QR Code Generator explained

Create a scannable Wi-Fi access QR code from network details.

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Fraction Calculator explained

Add, subtract, multiply, divide and simplify fractions.

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Current Ratio explained

A ratio of 1.0 means current assets equal short-term obligations; 1.5 means $1.50 in current assets per $1 due.

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Quick Ratio (Acid-Test) explained

The quick ratio excludes less liquid inventory and prepayments. A value of 1.0 means selected near-cash assets equal current liabilities.

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Cash Ratio explained

The most conservative basic liquidity metric: cash available relative to short-term obligations. 0.5 means 50 cents of cash per $1 due.

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Working Capital Calculator explained

Working capital is a currency amount rather than a dimensionless ratio. Positive working capital means current assets exceed current liabilities.

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Debt-to-Equity Ratio explained

Shows how much interest-bearing borrowing backs each $1 of book equity. 0.6× is $0.60 borrowing per $1 equity.

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Debt-to-Assets Ratio explained

Shows the share of reported assets financed using interest-bearing debt under this definition; 30% means $0.30 debt per $1 of assets.

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Equity Ratio explained

The portion of book assets attributable to owners' equity. A 45% equity ratio means 45 cents equity for each $1 of assets.

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Debt-to-Capital Ratio explained

Compares interest-bearing debt with debt plus equity, a simplified measure of the company's permanent capital mix.

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Interest Coverage Ratio explained

Measures how many times the period's operating earnings cover its interest expense. 5× indicates earnings five times interest costs.

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Gross Profit Margin explained

Gross margin is the percentage of sales remaining after direct cost of goods or services sold, before overhead and financing.

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Operating Profit Margin explained

The portion of sales left as operating earnings after direct costs and operating expenses, before financing and tax.

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Net Profit Margin explained

The percentage of revenue retained as bottom-line profit after reported expenses and taxes.

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Return on Assets (ROA) explained

Shows profit earned during the period relative to the average assets deployed. Average assets are (opening + closing assets) ÷ 2.

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Return on Equity (ROE) explained

Measures profit generated relative to average book equity. It is affected by both operating performance and leverage.

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Asset Turnover Ratio explained

Shows sales generated per dollar of average assets during the reporting period.

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Inventory Turnover Ratio explained

Measures how often the average inventory stock is sold through over the period using cost of goods sold.

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Days Inventory Outstanding (DIO) explained

Average number of days inventory stays on hand before being sold. This is a component of the cash conversion cycle.

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Receivables Turnover explained

How often average customer receivables are collected during a period. For this measure, use net credit sales where available.

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Days Sales Outstanding (DSO) explained

Average days taken to collect customer accounts on credit, an estimate of collection speed.

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Payables Turnover explained

How often supplier trade payables turn over during the period, using credit purchases when available.

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Days Payables Outstanding (DPO) explained

Estimates how many days, on average, a business takes to pay suppliers.

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Cash Conversion Cycle (CCC) explained

The approximate net days between cash paid to suppliers and cash collected from customers. It combines inventory, customer and supplier timing.

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Operating Cash Flow Ratio explained

Measures cash generated by operating activities over a period relative to short-term liabilities at the reporting date.

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Online PDF Editor – Add Text & Sign explained

Add notes and handwritten signatures to PDF pages, then download the updated document.

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Sign PDF Online – Draw Signature explained

Draw a handwritten signature and place it on a PDF, then download the signed file.

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Online Word Editor explained

Write, open DOCX and edit basic Word documents, then export DOCX or PDF via Print.

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Online Excel / Spreadsheet Editor explained

Edit XLSX, CSV and TSV tables, use basic formulas and download a workbook.

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Word to PDF Converter explained

Open a DOCX and use browser Print to Save as PDF, with layout limitations.

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PDF to Word Converter explained

Extract selectable PDF text into a new editable DOCX document.

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PDF Compressor for Scanned Files explained

Raster-compress scanned PDFs with JPG quality settings and compare output size.

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Currency Converter explained

Convert currencies using a verified daily reference exchange rate.

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BMI Calculator explained

Estimate adult body mass index from height and weight.

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Mortgage Calculator explained

Estimate fixed-rate mortgage payments, interest and extra-payment impact.

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Online Countdown Timer explained

Custom countdown timer with pause, resume, reset and fullscreen.

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Online Stopwatch & Lap Timer explained

Record laps, splits and cumulative time, then export CSV.

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Pomodoro Focus Timer explained

Timed work and break sessions with pause, resume and session tracking.

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Solid Color Background Remover explained

Remove simple white or flat-color image backgrounds and export transparent PNG.

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AI Person Background Remover explained

Remove photo backgrounds around people using an on-device AI segmentation model.

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